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Shared costs without a second app

Split expenses – without spreadsheet math

Add what you paid. See who owes whom.

Who paid for groceries, gas or the rental? Add it once. PlanLos! shows who still owes whom – and you can keep the lists right next to it.

100% free No subscription

No more money talks after the trip

Pizza, taxi, concert tickets, the supermarket run: once more than two people spend money together, it gets messy. Screenshots in the chat, “I think you still owe me”, and in the end nobody does the math. Two weeks later you’re still asking “who paid for the Airbnb?”

In PlanLos! you add expenses when they happen – who paid, how much, for whom. Balances show as “You get back” or “You owe”, not just a color. Settle up in a few clear payments instead of tracking it in your head for months.

The same group can hold the bring list and to-dos, so the salad and the charcoal receipt don’t live in different worlds. And if it’s only about one restaurant bill, you’ll be done even faster – just add it and be done.

More than “divide by two”

Sometimes one person pays for everyone, sometimes only part of the group is in. PlanLos! handles both – no calculator needed.

Split equally

The classic: a restaurant bill or a grocery run – everyone who was there pays the same share.

Uneven amounts

Whoever put in more sees it in their balance. Settle-up payments keep the list clean.

Over weeks

Not every debt has to be paid back right away – the running balance stays visible.

Bring & to-dos

Next to costs: who’s bringing what, what’s still missing? All in the same group.

Invite by link

Whoever wants in opens the link, types a name and is part of it.

Free

No subscription for the basics – just use it.

How to split expenses fairly

1

Create a group

Flat, weekend away, festival – and send the link to everyone who chips in.

2

Add an expense

Title, amount, who paid, who was involved – equal split or only some people.

3

Read the balances

In plain words: you get money back, or you still owe – not a wall of numbers.

4

Settle up

PlanLos! suggests who pays whom – usually just a few transfers. Once the money has moved, mark it paid. The next night out starts at zero, or carries on on purpose.

When splitting expenses helps most

  • ✓ Shared flat: groceries and utilities over months
  • ✓ Vacation: the rental, the car, dinners – all in one list
  • ✓ Parties: drinks and snacks someone fronted
  • ✓ Events: tickets, gas, campsite – the crew settles up fairly

Example: concert night for four

Nora buys the tickets for €272, Elias pays the taxi with €24. That’s €296 together, so €74 each. PlanLos! shows it: Nora gets €198 back, Elias still owes €50, the other two owe €74 each. No screenshot in the chat, no “I think you still owe me”.

Where shared expenses usually trip up

“I’ll pay you later”

The intention is honest, the memory isn’t. Open amounts sit there as a balance until they’re settled.

Not everyone was there

The movie night involved three of five people. For every expense you decide who it covers.

Screenshots in the chat

Receipts in the camera roll, messages in the chat, totals in someone’s head. In PlanLos! it all lives in one list.

Changing payers

Sometimes she pays, sometimes he does. In the end only the balance counts – not who remembers which night.

Quick questions

How does PlanLos! work out who owes whom?

Every expense has a person who paid, an amount and the people it covers. PlanLos! adds everything up into balances: whoever paid more than their share gets money back, everyone else owes. On top of that you get a suggestion for who can transfer to whom.

Can I add an expense for only some people?

Yes. For each expense you choose whether it covers everyone or just certain members. That way nobody pays for the taxi they weren’t in.

Does everyone have to use PlanLos!?

No. Anyone who opens the link types their name. You can also add names up front, before anyone has joined, and already assign expenses to them.

What if someone joins the group later?

Put their name on the people list and assign them the existing expenses. Once they join via the link, they pick “I’m …” and take over that spot.

Is there a subscription?

No. PlanLos! is free. If you’re coming from Splitwise, you can import a CSV and keep bring lists next to the costs.

Split the next round for free

Create a group, invite people, add the first expense – before the receipts vanish into the chat.